Bachir Kallas
Personal Financial Planning Advisor
About Bachir Kallas
Financial professional with over 20 years of experience in accounting, financial analysis, and operational risk management, advising and training. Actively engaged in discussions about ethical economics and financial literacy, often sharing insights through podcasts and educational sessions. Commitmed to mentoring youth in finance and promoting ethical business practices reflecting dedication to social responsibility.
Field of expertise
Professional Experience
CHIEF ACCOUNTANT
TB Associates
I led the company’s financial planning, budgeting, and forecasting processes across all regions while overseeing accounting, tax, audit, treasury, and reporting functions. I managed liquidity, working capital, banking relationships, and implemented effective cash flow policies and capital allocation frameworks, ensuring tax planning and regulatory compliance across geographies. I also presented financial results and strategies to the Board of Directors and external stakeholders, aligning operations with long-term objectives.
CHIEF FINANCIAL ACCOUNTANT
INCOSERV SAL OFFSHORE
I prepared and analyzed financial statements to ensure accuracy, completeness, and compliance with accounting standards while developing forecasts and budgets to support decision-making. I coordinated month-end and year-end closing processes, including reconciliations, journal entries, and reporting. Additionally, I performed detailed financial modeling and analysis of financial data, instruments, and real estate portfolios, generating reports and presenting actionable insights to management.
SENIOR OPERATIONAL RISK ANALYST
LGB BANK SAL
I identified and evaluated operational risks across business units and processes, conducting root cause analysis, scenario planning, and impact assessments to strengthen risk oversight. I developed and implemented mitigation strategies, including controls, policies, and procedures, while monitoring key risk indicators and preparing reports for management and stakeholders. Additionally, I ensured regulatory compliance, provided guidance on best practices, and trained bank employees to enhance risk awareness and day-to-day risk management.
FINANCIAL REGULATORY ANALYST
BANK AUDI SAL
I monitored and interpreted changes in financial regulations, laws, and guidelines, analyzing their impact on operations, policies, and procedures to ensure compliance. I prepared and submitted accurate regulatory reports, filings, and documentation for audits and examinations in a timely manner. Additionally, I leveraged technology and specialized software to streamline compliance processes, enhance data management, and ensure reporting accuracy.